Family-Building Support
Focus on the right things in your family-building journey.
Cost clarity in your assisted reproduction journey.
We bring cost clarity to Intended Parents as they navigate embryo creation, IVF, and surrogacy.
Total cost clarity in your family-building journey.
Built From Experience, Not Theory.
When my husband and I started our surrogacy journey, we budgeted $150,000. We ended up spending $235,000. Not because we chose premium options—but because of insurance gaps, pharmacy markups, and legal complexities no one warned us about.
Every LGBTQ+ couple, every hopeful parent deserves better than learning these lessons through financial shock. That's why Figly exists: to illuminate the total ecosystem of costs before you sign a single contract. We've mapped every variable, audited every hidden fee, and built the projection system we desperately needed.
This isn't about finding bargains—it's about preventing the $40,000 surprises that derail dreams.
Every LGBTQ+ couple, every hopeful parent deserves better than learning these lessons through financial shock. That's why Figly exists: to illuminate the total ecosystem of costs before you sign a single contract. We've mapped every variable, audited every hidden fee, and built the projection system we desperately needed.
This isn't about finding bargains—it's about preventing the $40,000 surprises that derail dreams.
How we help
Complete Cost Architecture for your journey
Turn fragmented quotes into one clear projection—covering all vendors, all variables, all surprises.
features
Compare your options, side-by-side.
Pharmacy Optimization
Medication cost variations exposed across providers, preventing 30-40% markup traps.
Insurance Navigation
Surrogate health plans, newborn NICU coverage, and ACA lien prevention strategies evaluated.
Clinic Analysis
IVF success rates mapped against total cycle costs, including medication and monitoring fees.
Agency Audits
Compare 5-10 surrogacy agencies with standardized quotes revealing true compensation, fees, and exclusions.
Human Navigator
Expert interpretation of your projections with someone who's lived this journey themselves.
Travel Logistics
Remote monitoring, transfer trips, and delivery expenses calculated for your specific scenario.
Donor Variables
Egg and sperm donor total costs including compensation, agency fees, and legal requirements.
Legal Mapping
State-specific requirements, pre-birth orders, and contract costs projected accurately.
How it Works
Your Roadmap to Clarity
Three Steps to Control.
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Maria Morales
Intended Parent Navigator
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Testimonials
Real Journeys, Real Relief
"Figly caught a $22,000 insurance gap our agency never mentioned. That discovery alone changed everything."
Michael & James, California
faq
Common Questions
What makes Figly different from agencies?
Why can't I research this myself?
What if I've already started treatment?
When should I use Figly?
Do you take referral fees from clinics?
How accurate are your projections?
Our story
Every LGBTQ+ intended parent knows the journey requires IVF and surrogacy.
What we don't know is the staggering complexity hiding behind agency quotes. When clinics quote "$35,000 per cycle," they exclude the $15,000 in medications. When agencies promise "all-inclusive" packages, they omit surrogate insurance premiums, NICU coverage, and escrow fees. This isn't malicious—it's systemic fragmentation. Twenty different vendors, incompatible quote formats, and no standard disclosure requirements create a fog of confusion.
We lived through this chaos ourselves, watching our budget explode from unexpected pharmacy markups and insurance gaps. Figly exists because no one should discover these realities through credit card statements. We've mapped the entire cost ecosystem, built the projection tools, and committed to transparent, unbiased guidance.
This isn't about finding discounts—it's about preventing the preventable and controlling the controllable.
What we don't know is the staggering complexity hiding behind agency quotes. When clinics quote "$35,000 per cycle," they exclude the $15,000 in medications. When agencies promise "all-inclusive" packages, they omit surrogate insurance premiums, NICU coverage, and escrow fees. This isn't malicious—it's systemic fragmentation. Twenty different vendors, incompatible quote formats, and no standard disclosure requirements create a fog of confusion.
We lived through this chaos ourselves, watching our budget explode from unexpected pharmacy markups and insurance gaps. Figly exists because no one should discover these realities through credit card statements. We've mapped the entire cost ecosystem, built the projection tools, and committed to transparent, unbiased guidance.
This isn't about finding discounts—it's about preventing the preventable and controlling the controllable.
Mission & Values
Mission: Transform family-building from financial chaos into informed confidence by illuminating every cost variable before commitment locks you in.
Vision: Every intended parent navigates their journey with complete cost visibility, preventing surprise expenses from derailing dreams.
Values:
- Transparency First
- Independence Always
- Complexity Simplified
- Control Restored
- Dreams Protected